Simple Pricing
Free to start. Premium to unlock everything.
The core optimizer is free forever. Upgrade to Premium for advanced features like alternative setups, what-if analysis, and custom credit valuations.
Free
$0/forever
- Optimization (Up to 3 cards)
- 29+ card database
- 20 spend categories
- Proven optimal result
- Routing cheat sheet
- Saved scenarios (3 max)
- Alternative setups (top-K)
- What-if sensitivity analysis
- Custom credit valuations
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Premium
$9/month
- Optimization (Up to 10 cards)PRO
- 29+ card database
- 20 spend categories
- Proven optimal result
- Routing cheat sheet
- Saved scenarios (Unlimited)PRO
- Alternative setups (top-K)PRO
- What-if sensitivity analysisPRO
- Custom credit valuationsPRO
Frequently Asked Questions
Can I cancel anytime?
Yes. Cancel from your account menu or Stripe portal. You keep Premium access until the end of your billing period.
Is the free tier limited?
The free tier includes the full optimizer with up to 3 cards and a single optimal result. Premium unlocks up to 10 cards, alternative setups, what-if analysis, and custom credit valuations.
Do you store my financial data?
We only store the spending categories you enter (e.g., “$300/mo on dining”). We never ask for bank credentials, card numbers, or personal financial information.