Best Cards for Gas
Get more back every time you fill up.
Gas is a consistent monthly expense that adds up. The best gas cards earn 2-5% back, and several have no annual fee.
Top Picks
Citi Custom Cash
Citi
$0
5% on your top spending category (up to $500/month). If gas is your top category, this is the best rate.
BofA Customized Cash
Bank of America
$0
3% on a category of your choice (gas). BofA Preferred Rewards members get up to 5.25%.
Wells Fargo Autograph
Wells Fargo
$0
3x on gas plus transit, dining, travel, and streaming. No cap.
Amex Blue Cash Preferred
American Express
$95/year
3% on gas, plus 6% on groceries and 6% on streaming.
Tips
Pay-at-pump transactions usually code as gas stations. Convenience store purchases inside may code differently.
The Citi Custom Cash's 5% is unbeatable but capped at $500/month. If you spend more, pair it with another gas card.
EV charging stations may or may not code as gas — check with your card issuer.
Find Your Complete Optimal Setup
These are great cards for gas, but the best combination depends on your total spending across all categories. The optimizer evaluates every possible combination to find the mathematically proven best setup.
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Card rates, fees, and benefits shown are accurate as of February 8, 2026. Terms may change — always verify current details with the card issuer before applying.