OptimalCardSetup Blog https://optimalcardsetup.com/blog Credit card optimization guides, comparisons, and news. en-us Tue, 07 Apr 2026 11:08:33 GMT <![CDATA[How OptimalCardSetup Finds Your Mathematically Optimal Card Setup]]> https://optimalcardsetup.com/blog/how-the-optimizer-works Sun, 01 Jun 2025 00:00:00 GMT https://optimalcardsetup.com/blog/how-the-optimizer-works guide <![CDATA[Chase Sapphire Preferred vs Reserve: Which One Should You Get?]]> https://optimalcardsetup.com/blog/chase-sapphire-preferred-vs-reserve Sun, 15 Jun 2025 00:00:00 GMT https://optimalcardsetup.com/blog/chase-sapphire-preferred-vs-reserve comparison <![CDATA[How to Maximize Credit Card Rewards: The Complete Strategy]]> https://optimalcardsetup.com/blog/maximize-credit-card-rewards Tue, 01 Jul 2025 00:00:00 GMT https://optimalcardsetup.com/blog/maximize-credit-card-rewards guide <![CDATA[Capital One Savor vs Amex Blue Cash Everyday: Best No-Fee Cash Back Card]]> https://optimalcardsetup.com/blog/capital-one-savor-vs-amex-blue-cash-everyday Tue, 15 Jul 2025 00:00:00 GMT https://optimalcardsetup.com/blog/capital-one-savor-vs-amex-blue-cash-everyday comparison <![CDATA[Amex Gold vs Citi Strata Premier vs Chase Sapphire Preferred: Best Mid-Tier Rewards Card]]> https://optimalcardsetup.com/blog/amex-gold-vs-citi-strata-premier-vs-chase-sapphire-preferred Wed, 20 Aug 2025 00:00:00 GMT https://optimalcardsetup.com/blog/amex-gold-vs-citi-strata-premier-vs-chase-sapphire-preferred comparison <![CDATA[Credit Card Points for Beginners: What They Are, How They Work, and How to Use Them]]> https://optimalcardsetup.com/blog/credit-card-points-beginners-guide Mon, 01 Sep 2025 00:00:00 GMT https://optimalcardsetup.com/blog/credit-card-points-beginners-guide guide <![CDATA[When Is an Annual Fee Card Worth It? The Break-Even Math]]> https://optimalcardsetup.com/blog/when-annual-fee-cards-worth-it Mon, 15 Sep 2025 00:00:00 GMT https://optimalcardsetup.com/blog/when-annual-fee-cards-worth-it guide <![CDATA[Cash Back vs Travel Rewards: Which Strategy Wins?]]> https://optimalcardsetup.com/blog/cash-back-vs-travel-rewards Wed, 01 Oct 2025 00:00:00 GMT https://optimalcardsetup.com/blog/cash-back-vs-travel-rewards guide <![CDATA[The Best $0 Annual Fee Card Combinations]]> https://optimalcardsetup.com/blog/best-no-annual-fee-card-combos Wed, 15 Oct 2025 00:00:00 GMT https://optimalcardsetup.com/blog/best-no-annual-fee-card-combos guide <![CDATA[Understanding Spending Caps and Tiered Earn Rates]]> https://optimalcardsetup.com/blog/understanding-spending-caps-and-tiers Sat, 01 Nov 2025 00:00:00 GMT https://optimalcardsetup.com/blog/understanding-spending-caps-and-tiers guide